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Which agency is primarily responsible for the enforcement of fair housing laws?

  1. Department of Housing and Urban Development (HUD)

  2. Federal Housing Authority (FHA)

  3. Housing and Urban Development (HUD)

  4. Urban Development Office (UDO)

The correct answer is: Department of Housing and Urban Development (HUD)

The Department of Housing and Urban Development (HUD) is the correct answer because it is the federal agency specifically tasked with enforcing the Fair Housing Act and other laws related to fair housing. HUD's mission includes promoting and ensuring equal access to housing opportunities for all, free from discrimination based on race, color, national origin, religion, sex, familial status, or disability. It plays a crucial role in investigating complaints, providing education on fair housing laws, and ensuring compliance through policy enforcement. The other agencies mentioned do not have the primary responsibility for enforcing fair housing laws. The Federal Housing Authority (FHA) focuses mostly on insuring loans for residential mortgages and has a different function compared to HUD. Housing and Urban Development is a redundant reference to HUD, and the Urban Development Office (UDO) is not a recognized agency in this context regarding fair housing enforcement.